Colorado · rates effective Jan 1 – Dec 31, 2026 · verified 2026-08-07

Colorado Paycheck Calculator 2026

4.4% flat state tax rate in Colorado, plus 1 employee payroll program on the stub.

Colorado applies a flat 4.4% to your federal taxable income, and the FAMLI paid-leave program takes another 0.44% of pay (employee share, capped at $184,500). A TABOR refund could still trim the 2026 rate at filing time. This calculator uses the official DR 1098 figures.

Official 2026 tables, never copied Sources stamped & dated 99 golden tests before publish
CE By the Calceva data desk · Verified against official sources · Updated 2026-08-07 · 3 min read
Pay to the order of — you2026
$0.00 / two weeks
Take-home pay after every 2026 tax on this page.
$0per month
$0per hour worked
$0of every $10 kept
Effective rate 0% Marginal: next $100 keeps $0
Jan 1 · 2026 tables take effectAug 7 · verified against the official documentAug 27 · 1 of 2 sources re-checked automatically (the rest by hand)
Your pay
Before-tax money you set aside

401(k) money skips income tax but still pays Social Security and Medicare. Health premiums through your employer skip both.

Colorado per DR 0004 (optional; federal W-4 default)

Base = federal taxable income, so federal standard deduction amounts apply.

Click any line to see exactly how it is computed, straight from the official documents.

Also useful: bonus tax calculator · overtime · salary to hourly · hours to decimal · other states

The auditor’s desk

Audit your actual pay stub

Type what your stub prints; every line is recomputed from the official 2026 formulas, in your browser only.

Educational reconciliation, not tax advice. Withholding legitimately varies with your exact W-4 entries; your final bill is set by your return.

The audit report appears here, line by line, stamped.

4.4%
Colorado flat state tax rate in 2026
$16,100
standard deduction, single filer
0
local wage taxes anywhere in Colorado
DR 0004
the certificate that sets your Colorado withholding

Colorado withholding rates for 2026

Colorado withholds at a flat 4.4% of taxable wages in 2026.

Read from CO DR 1098 2026 (PDF read in full) on 2026-08-07. Every figure above is taken from that document; nothing here is our estimate.

From the toolbox7:42 on the clock is 7.70 on the stub — payroll time, converted both directionsOpen the hours-to-decimal converter →

The mechanics

Flat 4.40% - on the federal base, with a FAMLI twist

Colorado keeps its income tax unusually simple: 4.40% of your federal taxable income. Because the base is federal, the federal standard deduction ($16,100 single, $32,200 joint) does the deducting - Colorado adds no separate one. One number, one multiplication.

The line workers actually ask about is FAMLI, the paid family and medical leave program. The premium is 0.88% of wages up to $184,500, split evenly: your half is 0.44%, about $264 a year on a $60,000 salary. Several national calculators still omit it, which is why their Colorado number can run higher than reality feels - ours includes it, sourced from the official rate notice. Employers are allowed to pay part or all of the employee share, so your own stub may show less than the calculator assumes.

Two footnotes for 2026: under TABOR, a temporary rate cut at filing is possible if the state revenue certification (expected around September) triggers it - withholding stays 4.40% all year regardless. And Denver's $5.75-a-month occupational privilege tax is a flat head tax on people earning at least $500 a month there, not a percentage of pay, so it is not modeled in the calculator above.

One Colorado caveat worth knowing before you file. Your employer withholds a flat 4.40% all year, and that is what this page shows. But under TABOR, a temporary rate cut at filing is possible — SB 24-228 sets the mechanism, and whether it triggers for 2026 is certified around September 2026 and is not determined yet. If it does, your return settles the difference; nothing changes on your stub.

Same salary, other statesType one salary, watch 46 places re-rank live by what they let you keepOpen the live comparison table →

Questions people ask about Colorado paychecks

What is the FAMLI deduction on my Colorado paycheck?

Colorado's paid family and medical leave premium: 0.88% of wages up to $184,500, split half and half with your employer. Your share is 0.44% - about $264 a year at a $60,000 salary - and it is included in this calculator's result.

Does Denver have a city income tax?

Not a percentage one. Denver charges a flat occupational privilege tax of $5.75 a month for employees earning at least $500 a month in the city - a head tax, not an income tax, and small enough that this calculator leaves it out.

Could Colorado's 4.40% rate drop this year?

Possibly at filing time. Under TABOR, a temporary rate reduction can trigger if the state's revenue certification - expected around September 2026 - calls for one. Withholding stays at 4.40% all year either way; any cut shows up on your return.

Dossier · Calceva / 2026 What gets verified, gets filed.

Where these numbers come from

We never copy another calculator. Each rate is read from the official document, dated, and re-checked when agencies publish changes. This page's paper trail:

Verified
2026-08-07
CO DR 1098 2026 (PDF read in full) — Flat 4.40% for 2026 on Colorado taxable income (base = federal taxable income). DR 1098 (rev. 10/21/25) confirms 4.40% withholding for 2026.
Verified
2026-08-07
Colorado FAMLI, official employers page — FAMLI 2026: premium 0.88% of wages, split 50/50 - 0.44% employer and 0.44% employee. Employers may choose not to deduct any premium from their employees' wages (they may cover the employee half).
Federal
lines
Federal income tax, Social Security and Medicare on this page follow IRS Rev. Proc. 2025-32, Publication 15 and Publication 15-T, verified 2026-08-07. Our federal engine reproduces 2,175 of 2,175 Publication 15-T cells on every build. The six federal sources, itemised.
Cite this page Calceva, “Colorado Paycheck Calculator (2026),” verified 2026-08-07, https://calceva.com/colorado-paycheck-calculator/

Nearby, same method

Check a paycheck in a neighboring state

WyomingWyoming levies no income tax on wages and no local wage tax NebraskaNebraska subtracts $2,440 per allowance from your wage before six brackets topping out at… New MexicoNew Mexico stopped subtracting allowances when the federal W-4 dropped them: the standard… UtahUtah cut its flat income tax to 4.45% for 2026 (retroactive to January 1) All states and citiesEvery calculator we publish, on one page, same method.