Mississippi · rates effective Jan 1 – Dec 31, 2026 · verified 2026-08-08

Mississippi Paycheck Calculator 2026

4% state rate on taxable wages in Mississippi — no local income tax, no state payroll deduction.

Mississippi's rate on a 2026 paycheck is 4%, not the 4.4% still quoted almost everywhere, and the first $10,000 of taxable income is taxed at nothing. This calculator uses the rate the state's own dated table assigns to tax year 2026.

Official 2026 tables, never copied Sources stamped & dated 99 golden tests before publish
CE By the Calceva data desk · Verified against official sources · Updated 2026-08-08 · 3 min read
Pay to the order of — you2026
$0.00 / two weeks
Take-home pay after every 2026 tax on this page.
$0per month
$0per hour worked
$0of every $10 kept
Effective rate 0% Marginal: next $100 keeps $0
Jan 1 · 2026 tables take effectJan 1 · rate on income above $10,000 4.4% → 4.0%Aug 8 · verified against the official document3 sources block automated checks · re-read by hand
Your pay
Before-tax money you set aside

401(k) money skips income tax but still pays Social Security and Medicare. Health premiums through your employer skip both.

Mississippi per Form 89-350, Employee's Withholding Exemption Certificate

Mississippi subtracts BOTH a personal exemption and a standard deduction before the rate. The head-of-family exemption of $9,500 already includes one dependent ($8,000 + $1,500).

Click any line to see exactly how it is computed, straight from the official documents.

Also useful: bonus tax calculator · overtime · salary to hourly · hours to decimal · other states

Law
change

Rate on income above $10,000 4.4%→4.0%effective January 1, 2026

Scheduled step-down; 3.75% follows for tax year 2027. Read in MS DOR, Tax Rates for Tax years 2025-2027.

The auditor’s desk

Audit your actual pay stub

Type what your stub prints; every line is recomputed from the official 2026 formulas, in your browser only.

Educational reconciliation, not tax advice. Withholding legitimately varies with your exact W-4 entries; your final bill is set by your return.

The audit report appears here, line by line, stamped.

4%
Mississippi state rate on taxable wages in 2026
$1,500
shielded per allowance claimed
0
local wage taxes anywhere in Mississippi
Form 89-350
the certificate that sets your Mississippi withholding

Mississippi withholding rates for 2026

Taxable wages (all filers)Rate
$0 to $10,0000%
over $10,0004%

Read from MS Pub 89-700-25-1 (Rev. 07/25), Withholding Income Tax Tables and Employer Instructions, file revised 2026-01 on 2026-08-08. Every figure above is taken from that document; nothing here is our estimate.

From the toolbox7:42 on the clock is 7.70 on the stub — payroll time, converted both directionsOpen the hours-to-decimal converter →

The mechanics

4% in 2026, and the schedule is published years ahead

Mississippi is stepping its rate down on a timetable the Department of Revenue prints in one table: 4.4% for tax year 2025, 4% for 2026, 3.75% for 2027, each applying to income above $10,000. The catch is that the same official page also carries a sentence about a 4.4% rate “in 2026” - that is the rate on the 2025 return people file during 2026, not the rate on a 2026 paycheck. Read the wrong line and every figure downstream is wrong.

Three subtractions before any tax at all

Mississippi takes a personal exemption and a standard deduction, then still charges 0% on the first $10,000. A single filer subtracts $6,000 and $2,300, so state tax begins only above $18,300 of wages - genuinely zero below that, not a rounding artefact. A married couple subtracts $12,000 and $4,600. On $60,000 a single filer owes $1,668 for the year.

Head of family already counts one dependent

The head-of-family exemption is $9,500, which the state describes as $8,000 plus $1,500 - the $1,500 being one dependent, already inside the figure. Further dependents, and exemptions for age or blindness, add $1,500 each.

Same salary, other statesType one salary, watch 46 places re-rank live by what they let you keepOpen the live comparison table →

Questions people ask about Mississippi paychecks

Is Mississippi's rate 4% or 4.4% in 2026?

4% on a 2026 paycheck. The 4.4% figure belongs to tax year 2025, which people file during 2026 - the Department's dated table sets 2026 at 4% and 2027 at 3.75%.

How much can I earn before Mississippi taxes me?

A single filer pays nothing on the first $18,300 of wages: a $6,000 exemption, a $2,300 standard deduction, and then a 0% band on the first $10,000 of what remains.

Does Mississippi have a personal exemption as well as a standard deduction?

Yes, both. Single $6,000 and $2,300, head of family $9,500 and $3,400, married $12,000 and $4,600.

Does any Mississippi city tax my wages?

No. No city or county in Mississippi levies a tax on wages, so your stub shows the federal lines, FICA and one state line.

Dossier · Calceva / 2026 What gets verified, gets filed.

Where these numbers come from

We never copy another calculator. Each rate is read from the official document, dated, and re-checked when agencies publish changes. This page's paper trail:

Verified
2026-08-08
MS Pub 89-700-25-1 (Rev. 07/25), Withholding Income Tax Tables and Employer Instructions, file revised 2026-01-13 (PDF read) — Income Tax Rates, Taxable Income (Tax Year 2026): first $10,000 at 0%, remaining balance (excess of $10,000) at 4.0%. Exemptions and Deductions Schedule: single exemption $6,000 with a $2,300 standard deduction; head-of-family $9,500 ($8,000 + $1,500, i.e. including one dependent) with $3,400; married $12,000 with $4,600.
Verified
2026-08-08
MS Pub 89-700, "Computing Withholding of Mississippi Personal Income Tax", p.3 (PDF read) — Additional exemptions come in multiples of $1,500 for dependents and for age or blindness; an employee who files no exemption certificate is withheld on a zero exemption.
Verified
2026-08-08
Mississippi DOR, Individual Income Tax - Tax Rates — Tax Rates for Tax years 2025-2027: Tax Year 2025 excess of $10,000 taxed at 4.4%, Tax Year 2026 at 4%, Tax Year 2027 at 3.75%. Standard deduction chart: married filing joint or combined $4,600, married spouse deceased $4,600, married filing separate $2,300, head of family $3,400, single $2,300.
Verified
2026-08-08
MS DOR, Computer Payroll Accounting flowchart, revised 2025-08-13 (read in full) — Computer Payroll Accounting - For Periods In 2026: AGP = period pay x periods; TI = AGP - (exemption + standard deduction); tax is 0 up to $10,000 of TI and 4.0% of the excess; the per-period amount is rounded to whole dollars. Standard deduction by status: married $4,600, head of family $3,400, single $2,300.
Federal
lines
Federal income tax, Social Security and Medicare on this page follow IRS Rev. Proc. 2025-32, Publication 15 and Publication 15-T, verified 2026-08-07. Our federal engine reproduces 2,175 of 2,175 Publication 15-T cells on every build. The six federal sources, itemised.
Matches
the agency
Reproduces the agency’s own published figures. Our implementation of the Mississippi withholding formula reproduces all 40 cells of the official wage-bracket tables of Pub 89-700-25-1 exactly as the agency prints them, re-checked on every build. Beyond that sample, every build replays the 28,257 cells of the state’s complete published tables through the same code: 28,204 match. The 53 cells it does not reproduce are published in full, not hidden: see the list. Check them in the official PDF.
Cite this page Calceva, “Mississippi Paycheck Calculator (2026),” verified 2026-08-08, https://calceva.com/mississippi-paycheck-calculator/

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