Tennessee · rates effective Jan 1 – Dec 31, 2026 · verified 2026-08-05

Tennessee Paycheck Calculator 2026

No state income tax on wages in Tennessee — federal tax and FICA are the whole story below.

Tennessee takes nothing out of your paycheck — no state income tax on wages, ever, and the constitution bans one. What leaves a Tennessee paycheck is purely federal: income tax, Social Security and Medicare. This calculator shows exactly how much.

Official 2026 tables, never copied Sources stamped & dated 99 golden tests before publish
Pay to the order of — you2026
$0.00 / two weeks
Take-home pay after every 2026 tax on this page.
$0per month
$0per hour worked
$0of every $10 kept
Effective rate 0% Marginal: next $100 keeps $0
Jan 1 · 2026 tables take effectAug 5 · verified against the official document1 source blocks automated checks · re-read by hand
Your pay
Before-tax money you set aside

401(k) money skips income tax but still pays Social Security and Medicare. Health premiums through your employer skip both.

Tennessee official 2026 tables

Rates from the official sources stamped below.

Click any line to see exactly how it is computed, straight from the official documents.

The auditor’s desk

Audit your actual pay stub

Type what your stub prints; every line is recomputed from the official 2026 formulas, in your browser only.

Educational reconciliation, not tax advice. Withholding legitimately varies with your exact W-4 entries; your final bill is set by your return.

The audit report appears here, line by line, stamped.

0%
Tennessee state income tax on wages in 2026
0
local wage taxes anywhere in Tennessee
None
state income tax return to file in Tennessee

Tennessee withholding rates for 2026

Tennessee levies no state income tax on wages in 2026, so there is no state withholding table to publish. What is withheld from a Tennessee paycheck is federal, plus any state payroll program listed above.

Read from TN DOR GEN-34 on 2026-08-05. Every figure above is taken from that document; nothing here is our estimate.

From the toolbox7:42 on the clock is 7.70 on the stub — payroll time, converted both directionsOpen the hours-to-decimal converter →

The mechanics

What actually leaves a Tennessee paycheck

Tennessee taxes no wage income, so this page is really about the federal layer that remains - and it is worth seeing precisely. On a $50,000 salary filing head of household, the whole bill is federal: income tax after the $24,150 standard deduction, Social Security at 6.2%, Medicare at 1.45%. Nothing goes to Nashville, and nothing to your city or county either, because no Tennessee locality taxes wages.

That federal layer is not flat, which is why the calculator above matters more in a no-tax state than people expect: your effective rate moves with income, filing status, and pre-tax choices like a traditional 401(k), even while the state line stays at zero.

A useful habit for Tennessee workers: any unexplained deduction on your stub is either federal, a benefit you signed up for, or an error. There is no mystery state line to blame.

Questions people ask about Tennessee paychecks

What comes out of a Tennessee paycheck in 2026?

Federal income tax by bracket, Social Security at 6.2% of wages up to $184,500, and Medicare at 1.45% plus 0.9% above $200,000. Tennessee adds no state or local line.

Do Nashville or Memphis charge a payroll or wage tax?

No. No Tennessee city or county taxes wages. Local governments rely on sales and property taxes instead.

Why does my withholding change when I update my W-4, if Tennessee has no income tax?

Your W-4 drives federal withholding only - and that is the only income tax coming out of a Tennessee check. There is no state form because there is nothing for one to control.

Dossier · Calceva / 2026 What gets verified, gets filed.

Where these numbers come from

We never copy another calculator. Each rate is read from the official document, dated, and re-checked when agencies publish changes. This page's paper trail:

Verified
2026-08-05
TN DOR GEN-34 (secondary source) — No individual income tax on wages - TN never taxed earned income; the Hall tax (investment income only) was fully repealed effective 2021-01-01; a 2014 constitutional amendment bans a payroll/earned-income tax. No state withholding certificate exists. No local income taxes. No employee payroll programs.
Federal
lines
Federal income tax, Social Security and Medicare on this page follow IRS Rev. Proc. 2025-32, Publication 15 and Publication 15-T, verified 2026-08-07. Our federal engine reproduces 2,175 of 2,175 Publication 15-T cells on every build. The six federal sources, itemised.
Cite this page Calceva, “Tennessee Paycheck Calculator (2026),” verified 2026-08-05, https://calceva.com/tennessee-paycheck-calculator/

Nearby, same method

Check a paycheck in a neighboring state

KentuckyKentucky taxes wages at a flat 3.5% in 2026, after a single $3,360 standard deduction… VirginiaVirginia taxes wages from 2% to 5.75%, with a $8,750 standard deduction ($17,500 joint)… North CarolinaNorth Carolina's rate fell to 3.99% for 2026 — but your employer withholds at 4.09% by… GeorgiaGeorgia cut its flat tax to 4.99% in May 2026, retroactive to January 1 — but employers… All states and citiesEvery calculator we publish, on one page, same method.