Oregon · rates effective Jan 1 – Dec 31, 2026 · verified 2026-08-12

Portland Paycheck Calculator 2026

4.75-9.9% state brackets on taxable wages in Oregon, plus city income tax on top in Portland and 2 employee payroll programs on the stub.

Portland's two local income taxes take nothing from most paychecks: they start above $125,000. Above that they stack, reaching 4% on the top slice. This calculator runs Oregon's tax and both local ones, and leaves out the transit tax your employer pays.

Official 2026 tables, never copied Sources stamped & dated 99 golden tests before publish
Pay to the order of — you2026
$0.00 / two weeks
Take-home pay after every 2026 tax on this page.
$0per month
$0per hour worked
$0of every $10 kept
Effective rate 0% Marginal: next $100 keeps $0
Jan 1 · 2026 tables take effectAug 12 · verified against the official documentAug 27 · all 7 sources re-checked automatically
Your pay
Before-tax money you set aside

401(k) money skips income tax but still pays Social Security and Medicare. Health premiums through your employer skip both.

Oregon per Form OR-W-4 (2026)

Withholding-formula model (HoH mapped to the married/3+ schedule per the formula's two-schedule design). Return-side details differ slightly.

Click any line to see exactly how it is computed, straight from the official documents.

The auditor’s desk

Audit your actual pay stub

Type what your stub prints; every line is recomputed from the official 2026 formulas, in your browser only.

Educational reconciliation, not tax advice. Withholding legitimately varies with your exact W-4 entries; your final bill is set by your return.

The audit report appears here, line by line, stamped.

$0
local income tax on an ordinary Portland salary - both start above $125,000
1.5%
Multnomah County Preschool for All, over $125,000 single / $200,000 joint
1%
Metro housing tax, over $128,000 / $205,000 - thresholds indexed from 2026
4%
the two combined on income over $250,000 single / $400,000 joint

Oregon withholding rates for 2026

Taxable wages (single filer)Rate
$0 to $4,5504.75%
$4,550 to $11,4006.75%
$11,400 to $125,0008.75%
over $125,0009.9%

Single-filer standard deduction: $2,910.

Read from OR DOR 2026 Withholding Tax Formulas (PDF read directly) on 2026-08-12. Every figure above is taken from that document; nothing here is our estimate.

From the toolbox7:42 on the clock is 7.70 on the stub — payroll time, converted both directionsOpen the hours-to-decimal converter →

The mechanics

Most Portland paychecks pay no local income tax at all

It is worth saying plainly, because the opposite is widely assumed: on a $60,000 or $90,000 salary, Multnomah County and Metro take nothing. Both taxes are levied only on Oregon taxable income above roughly $125,000 for a single filer, and neither is a tax on your first dollar. What you lose to Oregon on an ordinary salary is the state's own 4.75% to 9.9% ladder, plus Paid Leave Oregon and the statewide transit tax - all of which this page already applies whether or not you tick the Portland box.

Two taxes, stacked, with thresholds three thousand dollars apart

Above the line there are two, and they are separate levies from separate governments. Preschool for All is Multnomah County's: 1.5% over $125,000 single or $200,000 joint, rising to 3% over $250,000 or $400,000. Supportive Housing Services is Metro's: 1% over $128,000 or $205,000. The gap matters more than it looks. Metro's thresholds are indexed for the first time in 2026, moving from $125,000 and $200,000, while the county's did not move - so there is now a narrow band, between $125,000 and $128,000 for a single filer, where the county taxes you and Metro does not. Any 2026 figure that puts both at $125,000 is quoting last year.

The transit tax on your employer is not on your stub

The TriMet payroll tax, 0.8237% in 2026, is the one most often shown by mistake in a Portland take-home estimate. Oregon's Department of Revenue is unambiguous: “The transit tax is imposed directly on the employer.” It cannot be deducted from your wages, so it is not on this page. Do not confuse it with the statewide transit tax of 0.1%, which is genuinely yours and is included above.

Two things this page cannot decide for you

The first is your address. Metro's district does not cover all of Portland, and it reaches into Clackamas and Washington counties; Preschool for All follows the Multnomah County line instead. There is no list of ZIP codes that gets this right - Metro publishes an address lookup precisely because the boundary does not follow anything simpler. Ticking the Portland box here assumes you are inside both.

The second is Portland's arts tax, a flat annual charge billed separately and never withheld from pay, which is why it is absent from the figures above. Its 2026 amount is currently in an odd state we would rather flag than paper over: the city ordinance amending the tax code sets it at $50 for tax years 2026 onward, with an income floor of $20,000 single and $40,000 joint, while the Revenue Division's public page still describes the older $35 charge. Until the administering office publishes 2026 guidance, we are not putting a number on it.

Questions people ask about Portland paychecks

Do I pay Portland local income tax on a normal salary?

Almost certainly not. Both local taxes begin above roughly $125,000 of Oregon taxable income for a single filer, or $200,000 filing jointly. Below that they take nothing, and your only Oregon deductions are the state tax, Paid Leave Oregon and the 0.1% statewide transit tax.

What are the Portland local income tax rates for 2026?

Two taxes stack. Multnomah County's Preschool for All is 1.5% over $125,000 single or $200,000 joint, and 3% over $250,000 or $400,000. Metro's Supportive Housing Services is 1% over $128,000 or $205,000. Combined, the top slice is taxed at 4%.

Why are the two thresholds different?

Because Metro's are indexed for inflation from 2026 and the county's are not. Metro moved from $125,000 to $128,000 single, and from $200,000 to $205,000 joint; Preschool for All stayed put. That leaves a narrow band where only the county tax applies.

Is the TriMet tax taken out of my paycheck?

No. The TriMet transit payroll tax is imposed on the employer and cannot be deducted from your wages, so it is not in these figures. The statewide transit tax of 0.1% is a different tax, is yours, and is included.

Does the Portland arts tax come out of my pay?

No. It is a flat annual charge you pay separately, never withheld. Its 2026 amount is unsettled between the amended city code, which sets $50, and the Revenue Division's page, which still shows $35 - so we do not include a figure for it.

I live outside Portland but work there. Do I owe these taxes?

Possibly, on income earned inside the district, at the same rates - which is why this page does not offer a separate non-resident rate. But the boundaries are not the city limits: Metro's district crosses three counties and does not cover all of Portland. Check your work and home addresses against Metro's official lookup.

Dossier · Calceva / 2026 What gets verified, gets filed.

Where these numbers come from

We never copy another calculator. Each rate is read from the official document, dated, and re-checked when agencies publish changes. This page's paper trail:

Verified
2026-08-12
OR DOR 2026 Withholding Tax Formulas (PDF read directly) — 2026 formula (pub 150-206-436 rev. 12-31-25): std deduction $2,910 single / $5,820 married; federal tax subtraction capped $8,750, phasing out in $1,750 steps per $5k band from $125k wages (single; $250k start, $10k bands married) to $0 at $145k/$290k; brackets 4.75% to $4,550, 6.75% to $11,400, 8.75% to $125,000, 9.9% above (single; married thresholds x2); exemption credit $263/allowance; no W-4 on file = flat 8%.
Verified
2026-08-12
OED press release (PDF read directly) — Paid Leave Oregon 2026: total 1%, employee 60% (0.6%), wage cap $184,500
Verified
2026-08-12
OR DOR STT page — Statewide Transit Tax stays 0.1% employee, uncapped, for all of 2026 (HB 3991 doubling was rejected by voters as Measure 120 on 2026-05-19)
Verified
2026-08-12
Metro SHS page (secondary source) — Portland Metro SHS 1% above $128,000 single / $205,000 joint (TY2026, CPI-indexed); Multnomah PFA 1.5% above $125k/$200k + 1.5% above $250k/$400k (increase delayed to 2027). TriMet/Lane transit taxes are EMPLOYER-paid.
Verified
2026-08-12
Oregon Withholding Tax Formulas 150-206-436 (Rev. 12-31-25), computer formula — Withholding (computer formula, 150-206-436 Rev. 12-31-25): base = wages less federal tax withheld (capped at $8,750, phasing to zero at high wages) less the standard deduction ($2,910 single / $5,820 married), then the published brackets and a $263 credit per allowance; annual tax rounded to the whole dollar before dividing by pay periods. Reproduces the worksheet in Example 1.
Verified
2026-08-12
Oregon Withholding Tax Formulas 150-206-436 (Rev. 12-31-25) — Supplemental wages: employers may use an 8 percent flat rate on supplemental wages paid at a different time than regular pay.
Verified
2026-08-12
2026 Multnomah County Preschool For All Personal Income Tax Tables, updated 5 January 2026, page 1 — Multnomah County Preschool for All personal income tax, 2026: 1.5% on taxable income above 125,000 for single filers and above 200,000 for joint filers, and 3% above 250,000 and 400,000 respectively. The rates and thresholds are unchanged for 2026. "Multnomah County employers are required to withhold on behalf of employees for the Preschool For All Personal Income Tax." The base is Oregon taxable income: "If you are a Multnomah County resident, this equals your Oregon taxable income, line 19 of OR-40."
Verified
2026-08-12
City of Portland Revenue Division, Metro Supportive Housing Services personal income tax, income exemption thresholds by tax year; and Metro Employer Handbook 2026 (updated 30 December 2025) — Metro Supportive Housing Services personal income tax, 2026: 1% on taxable income above the exemption threshold, which rises to 128,000 for single filers and 205,000 for joint filers in 2026 (it was 125,000 and 200,000 from 2021 to 2025). "Beginning in tax year 2026, these income exemption thresholds will be adjusted annually for inflation." Employers with a Metro location must withhold from employees earning 200,000 or more. The tax expires in 2030 unless reauthorised by Metro voters.
Verified
2026-08-12
Oregon Department of Revenue, A guide to TriMet and Lane Transit payroll taxes, 150-211-503 (Rev. 11-18-25), pages 1-2 — The TriMet transit payroll tax of 0.8237% for 2026 is paid by the employer, not the employee: "The transit tax is imposed directly on the employer." Oregon's Department of Revenue confirms it separately: "transit district payroll taxes are employer paid". It therefore never appears on an employee's pay stub.
Federal
lines
Federal income tax, Social Security and Medicare on this page follow IRS Rev. Proc. 2025-32, Publication 15 and Publication 15-T, verified 2026-08-07. Our federal engine reproduces 2,175 of 2,175 Publication 15-T cells on every build. The six federal sources, itemised.
Matches
the agency
Reproduces the agency’s own published figures. Our implementation of the Oregon withholding formula reproduces the worked example of Oregon Withholding Tax Formulas 150-206-436 (Rev. 12-31-25), computer formula exactly as the agency prints it, re-checked on every build. Check them in the official PDF.
Cite this page Calceva, “Portland Paycheck Calculator (2026),” verified 2026-08-12, https://calceva.com/portland-paycheck-calculator/

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